Monitor your bank account activities through bank statements

A bank statement gives you a report on what is going on with your bank account. You can get one on a regular basis or download it anytime you want. All the banks in India provide bank statements to give customers a clear review of the transactions, deposits, interest earned, due payments, etc. To see what a bank statement is, what we can do with it and how we can get it, let’s pick up City Union Bank as an example. It’s not a difficult thing to obtain a City Union Bank statement. There are several ways provided by the bank to download it. 

What is a bank statement?

We can say that a Bank Statement is an authorised document created by the bank that includes information about all the activities carried out on the accounts. These statements are furnished for savings, current, overdraft, and loan accounts. They offer a comprehensive overview of funds movement, detailing both deposits and withdrawal. Each transaction, whether funds deposited or withdrawn through different methods, is chronologically recorded in the statement. It provides detailed information of the transactions, including the dates, amounts, beneficiary details, and the balance after each transaction. It also gives you information regarding your credit card. If you want to know more details about your credit card, you can get it through a credit card statement. Banks like RBL bank provide facilities for RBL credit card statement download on their official website.

Methods to obtain a bank statement

There are various ways to get a bank statement. You can get it sent to your email ID every month or you can download it through net banking or mobile banking. You can go to the bank’s official Internet Banking website and download it. However, you have to first register your email ID. Usually, the registration is done at the time of account opening but, even if it was not registered, you can do it anytime. After your email ID is registered, request a regular bank statement and the bank will send the e-statement to your email ID. This document is password protected which means you can only open it when you enter the password. This password is included in the email sent by the bank. If it is not included, you can also generate it.

How do you generate a statement password?

As mentioned above, if you don’t know the password to open your RBL Bank statement PDF, you can call the bank’s customer care from your registered mobile number to get it. The RBL Bank Statement Password will be just the four letters of your name in capital letters, (your official name which is registered with the bank) followed by your date of birth in DDMMYY format.

City Union bank statement through Internet banking

 We can get an City Union bank statement through the Internet banking portal. Follow these steps to download it. 

  1. Go to the official website of City Union bank and log into your account using your user ID and Password. 
  2. Click on the “account” section and under that section you will find the option for statement. Click on it. 
  3. If you have more than one account, you have to select the specific account for which you want to download the statement.
  4. Select the time frame for which you want to download the statement. You can select from the given format or you can customise the date ranges. 
  5. Then, click on the option “Download Statement”.
  6. Select the file format in which you want to download the statement: PDF, Excel, etc.
  7. Then, click “confirm”. 
  8. After it is downloaded, you can access the statement file on your device.

Registration for Internet banking service 

To have access to the Internet banking portal, you have to register yourself for it.

  • Open the browser on your device and go to the official website of City Union bank.
  • Go to the option for registration under the ‘Online Banking’ or ‘Login’ section. 
  • Enter some details like account number, card details, personal information, and you will receive an OTP (OneTime Password) to your registered mobile number for verification. 
  • Then, you have to set up a user ID and password. The password should be strong, it will be a combination of alphabets, numbers, and special characters.
  • After registration, you can use these newly created credentials to log into your account.
  • Sometimes, you will have to set a security question and its answer to enable two-factor authentication or link a registered device for extra security. You can set something you can easily remember lest you forget it later. This two-factor authentication will add extra security to your account and help you from unauthorised login and fraudulent activities.

RBL bank statement through mobile banking

  • You can download one of these mobile banking apps: “CUB Mobile Banking Plus” or “CUB Corporate Mobile Banking”.
  • Install and set it up by linking your bank account with the app. Then, open the app and go to the account section.
  • Search for the statement option and tap on it. 
  • Enter the duration of the statement you wish to download. 
  • Then, you will get your City Union Bank statement on your device. If you want to just check the details of the last few transactions, you can also download a mini statement which is like a shorter version of a bank statement. 

A mini statement will contain only the last 5-10 transactions along with the account details. It can be obtained by calling the mini-statement number or sending a certain code of text to the mini-statement number. You will get a reply from the bank containing the transaction history. Other options to get a mini statement are Internet Banking, Mobile banking, ATM, Passbook and UPI apps. You can go for any of them.

Usage of a City Union Bank statement

  1. Customers can use a City Union Bank statement to monitor their financial transactions.
  2. It is also useful for making budgets and analysing one’s spending patterns to help them make financial decisions and manage money effectively.
  3. As a bank statement provides a historical account of deposits, withdrawals, and other financial activities, it can be useful for reference in auditing.
  4. Statements can also be used to verify transactions to ensure accuracy and identify any discrepancies.
  5. Bank statements are essential for income tax filing. They provide the necessary documentation of financial transactions and account balances, aiding in accurate tax reporting.
  6. When applying for loans or credit, individuals may be required to submit bank statements.
  7. Bank statements are used for detecting unauthorised transactions or fraudulent activities.
  8. Bank statements also often serve as valid proof of address. Many official processes, such as address verification for various services, accept recent bank statements.


I am an author at FullFormX for the past 1 years. I like to share information and knowledge. I love expressing my thoughts through my articles. Writing is my passion. I love to write about travel, tech, health, fashion, food, education, etc. In my free time, I like to read and research. My readings and research help me to share the information through my thoughts.

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