There are a lot of categories to consider when we talk about budget and expenses. We all have to spend on our necessities— groceries, laundry, utilities; and these three are the most expensive. We have to eat, wash our clothes, and pay for the water and electricity we use. Thus, if you have a bigger household, the more challenging it becomes.
Go Through List of Budget Categories
Create a checklist of your expenses. Your expenses may fall in some of these categories:
- Housing (rent, tax, repair)
- Transportation (car payment, gas, maintenance and repair, maintenance)
- Food (groceries, dining out, pet food)
- Utilities (electricity, water, garbage, commercial laundry, phones, internet)
- Healthcare and insurance
- Personal expenses (gym membership, subscriptions, haircuts)
- Retirement (investment, financial plans)
- Savings (emergency fund, travel fund)
- Gifts and donation
Itemize your expenses in each month for every category. Once you have listed all your monthly expenses, you have a basis for your budgeting.
Bringing your laundry to the nearest laundry shop is a hefty sum in your budget. But, having a washer and dryer will not also solve the problem. You still have to pay for water and energy bills. Thus, you have to manage your laundry expenses.
Here are some of the tips:
Buy energy-efficient appliances.
If you think having a washer and dryer is more efficient than visiting the neighborhood laundromat, then buy energy-efficient ones. Go for washers and dryers that use less water and energy yet works efficiently.
But, expect that these washers and dryers are higher-end models. Thus, they might cost more. However, if you compute the utility bills and laundry detergent, it helps you save and cut costs in the long run.
Create DIY laundry products.
It’s quite fun and satisfying to do DIYs. Look for recipes online to make your detergent, fabric softeners, and bleach from natural ingredients. Aside from making cost-effective laundry products, you are saving your clothes from damages. Some chemicals from commercial laundry products are harmful to fabrics. Creating DIY laundry products reduces a fraction of your grocery expenses.
Air dry clothes.
Whether you hand wash or machine wash your clothes at home, air-drying your clothes is the best option. Not only to dry your clothes but save them from damages. The heat from dryer machines can damage some fabrics. Thus, if you have space to air-dry your clothes, go for it. Air drying clothes help reduce your hefty electric bill.
Wash Full Loads
Washing in full loads saves you not only from water and electricity consumption but also from using detergent. Whether it is a full or partial load, the electricity, water, and detergent used does not change. Thus, it is best to use them in full loads.
Indeed, you have to account for everything, from large to smaller expenses, to create an efficient budget. Take note of the tips mentioned to start creating a budget. You cannot get away with washing your clothes. Thus, give it a try and get started on your budget.